Loan Forgiveness

Student loan forgiveness programs encourage students to pursue educational goals that will lead to employment in specific occupations. These programs forgive part or all of a student's educational loan debt, provided they fulfill certain work-related requirements. If you determine that you may qualify for loan forgiveness please contact your loan servicer.

To learn more about Federal Student Loan Debt Relief, go to https://studentaid.gov/manage-loans/forgiveness-cancellation/debt-relief-info.

To learn more about other federal loan forgiveness programs, please feel free to visit the Federal Student Aid loan forgiveness page.

Teacher Forgiveness

Federal Direct Loan

Federal Direct Loan borrowers who teach full-time for five consecutive academic years in certain low income elementary and secondary schools may be eligible to have a combined total of up to $17,500 in principle and interest of their loans forgiven.

teacher in a school serving students from low-income families
special education teacher
teacher in the fields of mathematics, science, foreign languages or bilingual education or in any field of expertise that is determined by the state education agency to have a shortage of qualified teachers

Nursing Loan Forgiveness

HRSA: U.S. Department of Health and Human Services

NELRP (Nursing Education Loan Repayment Program) is a program that repays 60% of a Registered Nurses' qualifying educational loans in exchange for two years of service in a critical shortage facility.

National Health Service Corps Loan Repayment Program

Primary care medical, dental and mental health professionals may be eligible for up to $50,000 loan repayment in exchange for two years of service at an approved site in a Health Professional Shortage Area.

Volunteer Work

AmeriCorps

A volunteer who commits to a full year of full-time service may be awarded an equivalent to the maximum value of the Pell Grant for the fiscal year in which the term of national service is approved. The amount of the Pell Grant can change each year. Therefore, the amount of a full-time award can change. Once an individual earns an award, the dollar amount of that award will not change. The award amount varies based on the term of service completed.

Military Loan Forgiveness

Army

The Army will pay back up to $65,000 in qualified educational loans (up to $20,000 for reservist) after enlisting.

Army National Guard

The Army National Guard will pay back up to $50,000 in qualified existing educational loans, as well as student loans acquired after enlisting.

Navy

For current Navy educational offers, please see https://www.navy.com/careers-benefits/education/.

Air Force

The Air Force will pay back up to $10,000 in qualified educational loans for first time recruits with no prior military service after enlisting.