How Aid is Packaged
How Aid is Packaged
Priority Packaging
In order to be considered for a priority packaging award, your Free Application for Federal Student Aid (FAFSA) must be processed by March 1st. Priority packaging awards are comprised of Federal campus-based award programs (Federal SEOG and Federal Work-Study) and UCCS grant monies.
If your FAFSA is processed after March 1, your award package will not include the additional grant shown in the graphs included in your planning letter. Federal Pell Grants and loans will continue to be awarded after the deadline.
Final award eligibility will be determined by the following factors:
- Financial aid file completion date
- Expected Family Contribution (EFC) will no longer be used after the 2023-2024 school year. EFC will be replaces by the Student Aid Index (SAI) effective the 2024-2025 school year.
- Cost of attendance (COA)
- Residency
- Full-time or part-time enrollment
Undergraduate Resident Priority Packaging 2024-2025
| Award | SAI (-1500 - 6655) |
|---|---|
| Pell Grant | $7,395 - $767 |
| Other Grants | $5,105 - $11,733 |
| Total Grant | $12,500 |
Undergraduate, resident, priority students are awarded grants in fixed tiers. The sum of Pell and other grants will equal the bottom row of the table. In addition to grants, all eligible students will be packaged with Federal Direct loans according to their eligibility.
Undergraduate Non-resident Priority Packaging 2024-2025
| Award | SAI (-1500 - 2600) | SAI (2600+) |
|---|---|---|
| Pell Grant | $7,395 - $4,845 | $4,745 - $0 |
| Other Grants | $3,600 | $0 |
In addition to grants, all eligible students will be packaged with Federal Direct loans according to their eligibility.
Graduate Priority Packaging 2024-2025
All eligible students will be packaged with Federal Direct loans according to their eligibility. Grant funds will be subject to funds availability up to $4000 to students enrolled full time in the SAI range of -1500 - 4600.
Undergraduate Resident Priority Packaging 2023-2024
| Award | EFC/SAI (0 - 6656) |
|---|---|
| Pell Grant | $7,395 - $767 |
| Other Grants | $5,105 - $11,733 |
| Total Grant | $12,500 |
Undergraduate, resident, priority students are awarded grants in fixed tiers. The sum of Pell and other grants will equal the bottom row of the table. In addition to grants, all eligible students will be packaged with Federal Direct loans according to their eligibility. New Work Study awards are awarded to students in the 0-6656 EFC/SAI range.
Undergraduate Non-resident Priority Packaging 2023-2024
| Award | EFC/SAI (0 - 2600) | EFC/SAI (2600+) |
|---|---|---|
| Pell Grant | $7,395 - $4,845 | $4,745 - $0 |
| Other Grants | $3,600 | $0 |
In addition to grants, all eligible students will be packaged with Federal Direct loans according to their eligibility. Work Study awards are awarded to students in the 0-2600 EFC range.
Graduate Priority Packaging 2023-2024
All eligible students will be packaged with Federal Direct loans according to their eligibility. Work Study awards are awarded to students in the 0 - 2600 EFC/SAI range. Grant funds will be subject to funds availability up to $4000 to students enrolled full time in the EFC/SAI range of 0 - 4600.
Direct Loan Borrower Annual and Aggregate Loan Limits
| Annual Loan Limits | |||
|---|---|---|---|
| Grade Level | Max. Subsidized | Max. Unsubsidized | Total Yearly Amounts |
| FRESHMAN (DEP) | $3,500 | $2,000 | $5,500 |
| FRESHMAN (INDEP) | $3,500 | $6,000 | $9,500 |
| SOPHOMORE (DEP) | $4,500 | $2,000 | $6,500 |
| SOPHOMORE (INDEP) | $4,500 | $6,000 | $10,500 |
| JUNIOR/SENIOR (DEP) | $5,500 | $2,000 | $7,500 |
| JUNIOR/SENIOR (INDEP) | $5,500 | $7,000 | $12,500 |
| GRADUATE | - | $20,500 | $20,500 |
Non-Priority Packaging
Students who do not qualify for priority aid will receive packages containing loans and federal entitlements. Pell grants will be awarded, as usual, but other state and institutional grants are not awarded.
Summer Packaging
Interested in summer financial aid? All you need to do is enroll in summer classes to be considered for UCCS Summer financial aid.
For more information check out the Summer Packaging Page.